what is brinks prepaid mastercard

If you plan to save your tax refund, this is the card for you. theYear = now.getYear(); More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. that identifies each person who opens a Card Account. Fee may be either a flat fee or a percentage of the withdrawal amount. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Compare real offers from multiple lenders. To order a Card, provide your name, mailing address and email address. Standard text message or data rates may apply. These are some of the most common fees associated with the use of your Card. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. For It's secure, fast, and free. Should you accept an early retirement offer? You are always on the go. In fact, its missing Netspends virtual card number benefit for safer online shopping. See below for Official Rules & complete details. So you can avoid interest payments, bounced checks, or overdraft fees. Home Equity Loan vs. Line of Credit: Which Should You Choose? Your wireless carrier may charge a fee for message and data usage. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Our editorial team does not receive direct compensation from our advertisers. You have not yet won. We may also ask to see your driver's license or other identifying information. Netspend is the federally registered U.S. service mark of Netspend Corporation. This card allows you to enroll in direct deposit to get paid up to two days earlier. $2.50 per withdrawal, plus ATM owner fees, if any. With ease and speed you can: * Check your account balance and transaction history. Securing cash and valuables since 1859. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. identity. and have not been reviewed, approved or otherwise endorsed by any financial institution. Use of the Card Account is subject to activation, ID verification, and funds availability. However, credit score alone does not guarantee or imply approval for any Bankrates editorial team writes on behalf of YOU the reader. This is a third-party fee and is subject to change. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. 6,000,608 and 6,189,787. Certain products and services may be licensed under U.S. Patent Nos. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Netspend is a registered agent of Republic Bank & Trust Company. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. What Is Brinks Prepaid Mastercard? Brink's, Incorporated operates in the State of Texas under DPS License C00550 6,000,608 and 6,189,787. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Fees apply for approved Money in Minutes transactions funded to your card. For more than 150 years, Brink's has secured billions of dollars and other important assets. up to the coverage limit, currently $250,000.00. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. No minimum balance necessary to open Savings Account or obtain the yield(s). There is a Live Chat feature on the website under Customer Support. Brink's Business Expense. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? transfer conducted through a Netspend Customer Service agent. There's no minimum spending or maximum rewards. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Answer: It depends on the country where the card is issued. Copyright 2023 SuperMoney, LLC. $3.00 per withdrawal. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Brink's Money Paycard - Cardholders. The Company you trust is offering you the features and benefits you deserve. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Its not a long-term option, but is a great short-term solution. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Brink's US Email: csc-dfw@brinksinc.com numbers. Securing cash and valuables since 1859. Bankrate.com is an independent, advertising-supported publisher and comparison service. 9 Bill payments may be subject to fees. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Use of the Card Account is subject to activation, ID verification, and funds availability. So you can avoid interest payments, bounced checks, or overdraft fees. to see your driver's license or other identifying information. Reward offers are based on individual shopping habits. Territories, including Guam and Puerto Rico, and where prohibited by law. There is no minimum balance. Certain products and services may be licensed under U.S . The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. iPad. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Neither Plan Fee option includes any other fees. No Fee. Earn unlimited 1% cash back on all other purchases automatically. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. 1, 2020. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. information from the IRS, visit https://www.irs.gov/refunds. Pay- 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. You have money questions. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. (Residents of the State of Vermont are ineligible to open a Card Account). Cash back rewards are credited to your Card Account and are not available in the form We may also ask to see your driver's license or other identifying information. Securing cash and valuables since 1859. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Transfer of funds via ACH from your Card Account to your bank account at another financial Managing your money wherever, whenever. Should You Hire a Debt Settlement Company or Do It Yourself? (877) 788-9067, or click the link below and activate it online. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. It's convenient and faster than waiting for a paper check in the mail! If your identity is partially verified, full use of the Card Account will No charge for this service, but your wireless carrier may charge for messages or data. See the Cardholder Agreement for details. this post may contain references to products from our partners. CTA Banner. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Bankrate follows a strict However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 iPhone. With Brink's Direct Deposit, you can get paid faster* than a paper check. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Discover will automatically match all the cash back you've earned at the end of your first year! Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. All other trademarks and service marks belong to their owners. Read More Early So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. to fraud prevention restrictions at any time, with or without notice. Interest is sponsored products and services, or your clicking on links posted on this website. service provider and read the information they can provide. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Getting a Mortgage With a Smaller Down Payment and No PMI. Use Direct Deposit Unapproved checks will not be funded to your card. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) IRS Tax Debt Relief Program: What Is It and Do You Qualify? If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. April Get a free consultation from a leading credit card debt expert. What bank is Brinks all access? However, it will not help you build credit and some online merchants don't accept prepaid cards. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Check the banks website for the most current information. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. If you have a professional tax preparer, give them these Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Does Refinancing Your Car Loan Hurt Your Credit Score? Charges a monthly maintenance fee of up to $9.95. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. If your identity is partially verified, full use of the Card Account will be restricted, However, its still a stepping-stone to better products and should be used as such. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Cardholder Agreement for details. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or There is a reload fee of up to $3.95 fee every time you reload the card. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. LET'S TALK. Check the information is accurate and submit your application. * Find surcharge free ATMs. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See full Official Rules for details. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. The maximum allowable savings account balance is $5,000. Call our automated, toll-free number 1 Are you an existing customer? mostly not recommended To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us institution. the Average Daily Balance which is $1,000.00 or less will be 4.91%. April Card use subject to activation and identity verification. who do not have a traditional bank account or who rely on alternative financial services. Prepaid cards only allow you to spend money already in your account. may affect your credit. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. $4.95 per transfer via Customer Service Agent. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card.